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IS YOUR VA DISABILITY RATING TOO LOW? THE 2026 REVIEW RULES EXPLAINED


By Natalie Oliverio
Published: November 19, 2025
This guide is for Veterans, explaining how the VA disability rating review system will work in 2026.
This guide is for Veterans, explaining how the VA disability rating review system will work in 2026.

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A letter in the mailbox can change everything. Veterans know the feeling before they even open it.

A VA envelope marked “IMPORTANT – ACTION REQUIRED” that makes your gut wrench with discomfort.

You brace yourself, wondering if the disability rating holding your life together is about to become a question mark. Will there be less money awarded? Will you have enough?

And here’s the part too many Veterans are finding out the hard way: in 2026, those letters will show up more often, not because Veterans are doing anything wrong, but because the Department of Veterans Affairs is tightening its review cycle for disability ratings.

For years, the VA has been modernizing its evaluation of service-connected conditions. Those changes are hitting full force in 2026. And if you’re a Veteran relying on disability pay to cover housing, treatment, groceries, childcare, or stability itself, you deserve to know exactly what the new rules mean.

Why More Veterans Will Be Reviewed in 2026

This is the year Veterans must understand how the VA disability rating review system actually works. The truth is, many Veterans are safer than they think but also are more vulnerable than they realize if they don’t document their conditions properly.

The VA is not hiding the rationale. For the last five years, it has systematically updated the Schedule for Rating Disabilities (VASRD) based on:

As part of the rollout, the VA is flagging conditions that typically change over time for far more frequent VA disability rating reviews.

This includes:

  • Orthopedics (back, knee, neck)
  • Sleep apnea (post-treatment)
  • Mental health ratings
  • Asthma and respiratory illness
  • Migraines
  • Neuropathy
  • Cancer residuals (post-remission)

Most of these updates are driven by medical evidence, not by malice. But the impact on Veterans’ stability is real.

“A disability rating isn’t just a percentage. It’s the scaffolding a Veteran uses to rebuild their life.”
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What Triggers a 2026 VA Disability Rating Review

VA reviews feel unpredictable, but they are governed by specific regulations.

Trigger #1: Scheduled Re-examinations

Most ratings under 5 years old include scheduled follow-ups at the 3–5-year mark.

Trigger #2: New Evidence Suggesting Improvement

This includes updated VA treatment notes or private diagnostic testing.

Trigger #3: Temporary Ratings Ending

Cancer remission, post-surgical recovery, and convalescence awards must be re-evaluated.

Trigger #4: TDIU & Employment Changes

Returning to substantially gainful employment always prompts review.

Trigger #5: Filing for an Increase

Any request for an increase opens the entire claim.

What Does NOT Trigger a Review

Veterans sometimes fear reviews for reasons that are legally untrue. A VA disability rating review cannot be triggered by:

  • Moving to another state
  • Starting school
  • Switching civilian jobs
  • Using VA health care
  • Attending therapy
  • Taking medication
  • Getting married or divorced
  • Using a service dog
  • Applying for SSDI

Veterans shouldn’t lose sleep over triggers that do not exist. This clarity matters.

These are not opinions; they come directly from 38 CFR § 3.327 and 3.344.

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5-Year Rule: Stabilized Ratings

After five years at the same level, known as a 'stabilized rating,' the VA must provide evidence of sustained improvement in your condition before reducing a disability rating.

10-Year Rule: Protected Service Connection

Your service connection cannot be severed after 10 years unless fraud is proven.

20-Year Rule: Protected Rating Level

A Veteran’s rating cannot be reduced below the lowest disability rating level held in the past 20 years.

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Permanent & Total (P&T)

No routine exams are scheduled for static conditions (those that are not likely to improve) unless there is clear medical evidence showing actual improvement has occurred.

Static Conditions

Amputation, paralysis, severe TBI residuals, organ failure, and similar conditions cannot be routinely re-evaluated.

These rules protect millions of Veterans, but only if Veterans know they exist.

How Veterans Can Protect Their Ratings in 2026

This is where most Veterans lose ground: not because their condition improved, but because their documentation didn’t show what they live with every day.

1. Consistent Treatment Is Key

Gaps in medical care are often misinterpreted as improvement.

2. Document Functional Loss, Not Just Pain

The VA rates disabilities based on what you can’t do. Not what you can do.

3. Track Flare-Ups and Episode Frequency

Migraine logs, asthma attacks, panic attacks, and back flare-ups all count.

4. Get Independent Medical Opinions for Complex Conditions

Particularly for PTSD, sleep apnea, neurological issues, and chronic pain.

5. Prepare for Your C&P Exam Like It’s an Audit

Because it is. The C&P exam remains the single strongest piece of evidence in any VA disability rating review.

Many Veterans fear losing their mental health rating because they smiled, made eye contact, or appeared “fine” during an exam. Legally, that cannot happen.

A mental health rating can only be reduced if there is consistent, documented improvement across:

  • Occupational functioning
  • Social functioning
  • Intensity and frequency of symptoms

And that standard is intentionally high.

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What to Do If You Receive a Review Letter in 2026

1. Don’t ignore it.

2. Request your C-file.

3. Get updated evaluations from your treating providers.

4. Gather functional impact evidence.

5. Write a clear, factual 21-4138 statement.

6. Attend the C&P exam.

7. Request exam notes afterward.

8. If the VA proposes a reduction, respond within 60 days.

When Veterans respond quickly and document well, they overwhelmingly win their challenges on VA disability rating reductions.

A disability rating isn’t just a check. It’s housing, transportation, treatment, family stability, and the ability to rebuild a life.

When the VA disability rating review process becomes more aggressive, it can potentially disrupt Veteran stability and directly affect the long-term recovery of servicemembers who served under extraordinary strain.

This is why clarity matters. This is why accuracy matters. This is why 2026 cannot be navigated on instinct or rumors. It must be navigated with facts, knowledge, and proper documentation.

The Review is Not the Enemy. It's Uncertainty.

Let’s recap what these review letters really mean for Veterans.

  • When you open a VA envelope in the new year, don’t assume the worst.
  • Assume you need knowledge.
  • Assume you need documentation.
  • Assume you need to advocate for the life you built after service, or the one you’re still trying to build.

The VA can challenge your rating, but it cannot outweigh your evidence, your documentation, or your right to the stability you earned through service.

In 2026, knowledge isn’t just power. It’s protection. Know what your disability is really worth.

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Natalie Oliverio profile photo

Veteran & Senior Contributor, Military News

BY NATALIE OLIVERIO

Navy Veteran

Natalie Oliverio is a Navy Veteran, journalist, and entrepreneur whose reporting brings clarity, compassion, and credibility to stories that matter most to military families. With more than 100 published articles, she has become a trusted voice on defense policy, family life, and issues shaping the ...

Credentials

  • Navy Veteran
  • 100+ published articles
  • Veterati Mentor
  • Travis Manion Foundation Mentor
  • Journalist and entrepreneur

Expertise

Defense PolicyMilitary NewsVeteran AffairsMilitary Family SupportVeteran BenefitsMilitary Lifestyle